Annuity & Savings Plan

Hardship Distribution and Supporting Documentation

A.  You may receive a hardship distribution for the burial or funeral expenses of a parent, a spouse, or a dependent child for the following items:

• Purchase of graves
• Burial fees
• Monument fees (headstone)
• Crematory fees
• Casket
• Casket fittings
• Burial containers
• Urn
• Nameplates
• Scattering cremated remains
• Memorial plaque
• Book of remembrance
• Memorial cards
• Church fees
• Press notices
• Cemetery fees
• Services for funeral director, staff and overhead
• Hearse and funeral vehicle rentals
• Collection of the body and transference to hospital, funeral home/mortuary or other location
• Preparation of the body
• Embalming
• Memorial service
• Graveside service
• Funeral service

B.  You cannot receive a hardship distribution for the following burial and/or funeral expenses:

• Reception
• Flowers
• Donations
• Travel to and/or from the funeral and/or burial services

C. If you request a hardship distribution for the payment of funeral or burial expenses, you must have documentation to support your request. HRSA-ILA requires that you produce this documentation with your application. If you cannot produce the documentation to substantiate your hardship request, your application will be denied. Complete the Worksheet for Hardship Withdrawal for Burial and/or Funeral Expenses. The following documentation is acceptable:

A current bill for burial and/or funeral expenses indicating:

• Name of the funeral home, mortuary, crematorium, cemetery, monument company and/or religious establishment (church, synagogue, chapel or other place of worship)
• Name of the spouse, child or other dependent on whose behalf the services were furnished
• List of expenses incurred.

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